🖥️ Favourite Services

historical growth in the asset class has also outpaced the S&P 500. From 1995-2021, contemporary art realized more than 14% price appreciation, versus the S&P’s 9.9%

Eco & Sustainable credit cards

https://www.leafscore.com/eco-friendly-living-products/the-4-best-eco-friendly-credit-cards-to-help-fight-climate-change/

Brave browzer (for provacy)

Swan bitcoin - Crypto hot wallet that is decentralised - in comparison its 60-70% less than coinbase, which is a centralised hot wallet

reccomended by Robert Breedlove Podcast - What is Money? I strongly advice anyone who wants to understand the philosphy behind Bitcoin. Go listen to his first few epsiodes.

Icoin - Crypto cold/hardare wallet

also reccomended by Robert Breedlove Podcast - What is Money? I

private emailing etc....

Wealth

Charles Schwab

The best debit card for travel. Use any ATM in the world and have all fees refunded. Amazing customer service. Lost my card in Hong Kong and got a new one delivered to my hotel the next day. Investment platform is fantastic as well with very low fees. $100 free on signup.

American Express Personal Savings

Without the overhead of a brick and mortar bank, Amex is able to offer 2.1% interest compared to the negligible interest you’ll find elsewhere. Super easy transfers between accounts make Amex a great interim place for your liquid cash without having it eaten by inflation.

American Express Platinum Card

This is the best card to own for perks. 5X points on travel, $200 Uber credit, $200 airline credit, Centurion, Delta, and Priority Pass airport lounge access, hotel status upgrades, amazing concierge service, etc.

60,000 Membership Rewards points upon signup, good for a round-trip international flight. $550 annual fee which is easily recovered and can be negotiated down before renewal.

Chase Sapphire Reserve Card

I put the vast majority of my non-business spending on this card. 3X points on all dining and travel and Priority Pass membership. Ultimate Rewards platform is the best, with transfers available to all three airline alliances for max redemption value.

50,000 Ultimate Rewards points upon signup. Not the 100,000 it used to be, but still almost good for a free round-trip international flight. $450 annual fee which you will cover almost immediately with the $300 travel credit.

If the $450 annual fee is a deal breaker, you can also get the Sapphire Preferred with 2X points, the same 50,000 signup reward, and only a $95 annual fee.

Chase Ink Business Preferred

Taxes are much easier when you put all business expenses on a separate credit card. 3X points on a bunch of categories: travel, shipping, phone, internet, and even online advertising.

80,000 Ultimate Rewards upon signup and only a $95 annual fee, good for three one-way international flights.

FoundersCard

Membership program with ridiculous discounts and benefits for a $395 annual fee. Don’t bother with the events.

I’ve used: Adidas (30%), Dell (40%), FancyHands (25%), AT&T (15%), Indochino (30%), MRPORTER (free $200), BritishAirways (10%), JetBlue (5%), Breather (free $100, 25%), and General Assembly (25%) but there are much more.

No brainer for poker players going to WSOP as you get instant Diamond status at all Caesar’s properties to skip registration/cashier lines along with free rooms at Tier 2 properties mid-week.

AwardWallet

As you get deeper down the travel hacking rabbit hole, it gets harder to keep track of all of the places you have rewards points. AwardWallet lets you see all your airline, hotel, and credit card miles/points in one place.

Mint

To make the most of your money, you need to know where your money is going. Mint is the standard for tracking all your spending and investments at a glance. It’s easy to get up and running so a good place to start if you’re new to budgeting. Recategorization, especially with transfers, can be really monotonous if accuracy is necessary.

Tiller

I’ve switched from Mint to Tiller for budgeting and tracking spending this year as I find the spreadsheet approach to be more intuitive and malleable to my needs. Will report back on next update.

Programs for Productivity

This is everything I have installed on my computer. All of these should work well on either Mac/Windows.

Trello

High-level project management in a user-friendly interface. Very useful for managing and coordinating teams. Allows me to easily delegate and track current progress at a glance.

Slack

I moved all team communications to Slack, eliminating most of my email and making all our past conversations searchable.

Google Calendar

One of my biggest productivity gains was starting to put everything into my Google Calendar. Now, if it isn’t in my GCal, it doesn’t happen. Automatically reminds me of all things that I’ve committed to do as well as a record of all the things I’ve done. Can share calendars with roommates or a significant other for easy coordination.

GSuite

I use GSuite for collaboration with team and clients on documents, cloud storage, domain hosting, team email accounts, and probably other things that I’m missing.

Calendly

Eliminates all the scheduling back and forth by just sending a link. Integrates with GCal so people can only book when you are available. For coaching clients, I use Satori, which also handles payments and the other administrativa.

FancyHands

Low priced entry-point into virtual delegation. $5 per 15-minute request. Great for getting dormant tasks underway, researching with a list of options, or calling up service providers.

Evernote + Evernote Web Clipper

I use Evernote as my Second Brain, making all of my previous thoughts and ideas searchable. All of my book/article highlights from Kindle/Instapaper get exported here as well as my handwritten journaling and note-taking. Web Clipper allows one-click saving of web pages for later viewing.

RescueTime

Automatically tracks time spent on desktop and mobile devices. Allows you to identify problem sites and apps so that you can add friction to accessing them. Screen Time is not a valid substitute due to misaligned incentives.

1Password

Everyone should be using a password manager. Have super secure passwords that you never need to remember with automatic log-ins. Also, with team accounts, you can easily give temporary account access to contractors.

IFTTT

Simple applets to automate your life. No technical skill needed, can choose from many premade “recipes”. After connecting two services together, an action in one service will automatically trigger an action in the second.

Zoom

Moving away from Skype after years of using it as my primary video conferencing option. Zoom scales up easily from 1–1 to groups. I have fewer issues with poor connection and with a URL instead of stand-alone software, it is much friendlier for less technical users. Native app for recording and transcribing meetings.

Readwise

Curated serendipity is very powerful for lateral thinking. Readwise surfaces your past Kindle and Instapaper highlights in a customizable daily email. The most useful idea right now is likely an idea you have already had.

fl.ux

Automatically and gradually adapts the level of on-screen blue light on your MacBook at night. Customizable. By the way, Apple’s Night Shift is a complete joke, a change in coloration does not mean a change in light frequency.

focus@will

My go-to background music for writing. Not sold on the science but personally, seems like I am much more likely to get into a zone with lyric-free music which has a consistent rhythm and tone. Try Alpha Chill.

All-In-One Messenger

Keeps all chats in a single place, making it easier to batch check messages at regular intervals with less distraction.

Chrome Extensions for Productivity

All of these extensions can be subtle behavioral nudges, saving you time and improving your intentionality when you spend time online.

Freedom

Focus is created through constraints. Best web blocker on the market with apps for Mac, Windows, Android, and iOS. I call this the “nuclear option”. You can preschedule blocking of websites, apps, and even the entire internet for certain times of the day.

Grammarly

Amazing extension. Automatically checks your spelling and grammar as you write, acting as an automated copywriter. Works with Google Docs.

Instapaper

The first step to improving the quality of your online reading is to separate discovery from consumption. With one click I can save an article I am interested in for later reading on my iPad. Highlights are sent via IFTTT to Evernote where I can quickly review my takeaways for future writing.

Facebook News Feed Eradicator

Stay out of your newsfeed! With this extension in place, visiting Facebook during the workday without falling into the rabbit hole becomes possible.

Distraction Free YouTube

Same as above but for Youtube. Hides all of the right-hand recommendations so that you can avoid the rabbit holes.

uBlock Origin

Best replacement available for the former AdBlock Plus. Blocks all ads and pop-ups.

Clippings.io

I use Clippings in combination with an IFTTT recipe to automatically organize and my Kindle highlights and notes and export them to Evernote.

Momentum

Replaces the new tab page with a personal dashboard — time, photo, inspirational quote, to do list. Keeps you on task for that critical moment of switching contexts.

Crackbook

Increases the loading time of websites that are problematic but that you still need to access from time to time. Load time gets longer with every check, greatly increasing intentionality. Dopamine has met its match.

OneTab

Highly recommend developing the habit of closing all of your tabs every time you close your computer. This extension allows you to save a group of tabs open for easy future access, freeing up RAM and allowing a clean slate the next time you open your browser.

StayFocusd

Gives you a daily time quota on time-wasting websites, after which you will be blocked. Highly configurable.

Video Speed Controller

One click speeds up or slows down video playback in 0.1x increments so that you can watch more things in less time.

Mailtrack

Lets you know if your emails and emailed links have been opened with a handy dashboard. Sends follow-up reminders if not.

Boomerang

Schedules sending of your emails, snoozes emails until you’re ready to take action, and resurfaces in your inbox if someone does not respond.

Inbox When Ready

Hides your inbox by default so you can search past messages without getting distracted by unread emails. Handy option to only receive new emails during certain hours, making distraction-free mornings much easier.

Tabs Limiter with Queue

Places a hard limit on tabs open in a Chrome window. New tabs exceeding the limit are put in a queue, loading when space is available. Like a computer, every tab you have open is like an open process dragging on your mental RAM.

iPhone Apps for Productivity

Our smartphones can act as a superpower or a superstimulus. Curating the applications you have available will determine the actions you take and the life you lead.

Overcast

The best player for listening to podcasts — pretty much all of them are listed here. Downloads podcasts for offline listening and automatically clears space afterward. The SmartSpeed function cuts down the time to listen to a podcast in half.

Foursquare

Best app for travel. This is how I have found almost every single restaurant/cafe I have been to (and what to order there) for the last six years. Don’t even get me started on the dumpster fire that is Yelp.

Pro-tip: When in a new city, sort by rating and walk to anywhere rated 9.0 or higher within 0.3 miles for a guaranteed win.

Booking.com

By far the best platform for hotel and hostel booking. Widest coverage, great review system, low prices, and lightning fast booking. Easy changes and cancellations.

Dark Sky

Best app for weather. Never get caught in the rain again. Down to the minute predictions and customizable notifications.

Pzziz

Will absolutely transform your power nap game. Hypnotic dreamscapes which block out ambient noise, calm you down and help you fall asleep, and gently wake you up feeling refreshed.

Soundcloud

I primarily listen to electronic music sets rather than individual tracks and Soundcloud is the best place to discover and catalog them. The app has a great feature of automatically downloading sets I like to add to my phone so I can listen to them offline.

Reporter

Randomly samples you throughout the day to illuminate areas of your life you wouldn’t be able to measure otherwise. I have used it to identify energy cycles, what activities make me the happiest, and where my time is going.

Soothe

Uber for massage therapists in your home. Life in the 21st century is pretty great, isn’t it?

Otter

Automatically transcribe all audio. Integrates well with Zoom. I use Otter for all meetings and important conversations to capture all key ideas and action items for later search and sharability.

Turboscan

High-quality document scanning on your phone. I do a lot of analog notetaking and this app makes it very easy to archive these notes to Drive, Evernote, Slack, or email.

Waking Up

Really enjoy Sam’s meditation course, designed to help you quickly overcome the early plateaus and useful for experienced meditators as well. Focuses on the neuroscientific benefits without all the spiritual fluff.

Calm

Sometimes too much guidance can be a bug rather than a feature. When I want unguided meditation, I use Calm for tracking with serene backgrounds to create an audial cocoon and subtle gongs to maintain my focus. If you want even more minimal (and free!), try Insight Timer.